Maryland Roofer License Requirements
Official classification: Home Improvement Contractor License — Roofing (MHIC) · Issued by the Maryland Home Improvement Commission (MHIC) (DLOPR, Maryland Department of Labor).
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In Maryland, roofers must hold the Home Improvement Contractor License — Roofing (MHIC), issued by the Maryland Home Improvement Commission (MHIC) (DLOPR, Maryland Department of Labor), and a surety bond is required. Full requirements — experience, exams, fees, insurance, renewal and reciprocity — are detailed below.
How to become a licensed roofer in Maryland
Follow these steps to earn your Home Improvement Contractor License — Roofing (MHIC). Every figure is verified against the Maryland Home Improvement Commission (MHIC) (DLOPR, Maryland Department of Labor); full detail for each step is further down the page.
- Build the required experience. At least 2 years of experience in home improvement work, construction, and/or related education.
- Pass the Maryland Home Improvement Contractor Examination exam. Providers, passing scores and fees are in the Exams section below.
- Secure your surety bond. Maryland requires Conditional: a $30,000 surety bond is required only if the applicant does not meet MHIC financial-solvency guidelines; an indemnitor may be used instead.
- Line up insurance. You'll need liability insurance ($500,000 general liability required (effective June 1, 2024, Md. Business Regulation Article 8-302.1)), and workers' compensation coverage.
- Clear the background check. Applicants with felony convictions, or misdemeanors related to home improvement, must provide conviction records; reviewed case-by-case.
- Meet the credit / financial requirement. A full credit report is required; applicants must show financial solvency. Failing the solvency review requires a $30,000 surety bond or an indemnitor.
- Submit your application and fees. Apply through the Maryland Home Improvement Commission (MHIC) (DLOPR, Maryland Department of Labor) — Contractor: $281.25 + $100 Guaranty Fund + $22.50 processing = $403.75 (original); Salesperson: $112.50 + $22.50 application fee, plus a Included in the application fee (2-year license) license fee. Processing time: About 2-3 weeks after a complete application; the paper license arrives within about 10 days of approval.
- Keep the license active. Renew every 2 years.
License types
- Contractor (Roofing) — Roofing is home improvement work in Maryland; roofers contracting with homeowners on 1-3 unit residences hold an MHIC Contractor license. There is no separate roofing tier.
- Salesperson — May sell roofing contracts on behalf of up to two MHIC-licensed contractors.
Requirements at a glance
| Experience required | At least 2 years of experience in home improvement work, construction, and/or related education. |
|---|---|
| Application fee | Contractor: $281.25 + $100 Guaranty Fund + $22.50 processing = $403.75 (original); Salesperson: $112.50 + $22.50 |
| License fee | Included in the application fee (2-year license) |
| Renewal fee | Contractor: $281.25 + $175 Guaranty Fund per 2-year cycle; Salesperson: $112.50 |
| Renewal period | Every 2 years |
| Continuing education | None required |
| Bond required | Conditional: a $30,000 surety bond is required only if the applicant does not meet MHIC financial-solvency guidelines; an indemnitor may be used instead. |
| Liability insurance | $500,000 general liability required (effective June 1, 2024, Md. Business Regulation Article 8-302.1) |
| Property damage | Included in the general liability policy |
| Workers' comp | Required under Maryland law if you have employees |
| Background check | Applicants with felony convictions, or misdemeanors related to home improvement, must provide conviction records; reviewed case-by-case. |
| Credit requirement | A full credit report is required; applicants must show financial solvency. Failing the solvency review requires a $30,000 surety bond or an indemnitor. |
| Reciprocity | None — MHIC does not offer reciprocal licensing; all applicants must pass the Maryland exam. |
| Processing time | About 2-3 weeks after a complete application; the paper license arrives within about 10 days of approval. |
Exams
| Maryland Home Improvement Contractor Examination | Provider: PSI Services · Passing: 70% (55-question exam) · Fee: $63 per attempt |
|---|
Local / municipal notes
Maryland has no separate statewide roofing license — roofing falls under the MHIC home improvement contractor license. Some counties (e.g., Montgomery, Prince George's) require additional local roofing permits.
Frequently asked questions
How much does a Maryland roofer license cost?
Application: Contractor: $281.25 + $100 Guaranty Fund + $22.50 processing = $403.75 (original); Salesperson: $112.50 + $22.50. License: Included in the application fee (2-year license). Renewal: Contractor: $281.25 + $175 Guaranty Fund per 2-year cycle; Salesperson: $112.50.
Do roofers in Maryland need a surety bond?
Conditional: a $30,000 surety bond is required only if the applicant does not meet MHIC financial-solvency guidelines; an indemnitor may be used instead.
What experience is required for a Maryland roofer license?
At least 2 years of experience in home improvement work, construction, and/or related education.
Is insurance required for roofers in Maryland?
Liability: $500,000 general liability required (effective June 1, 2024, Md. Business Regulation Article 8-302.1) Workers' compensation: Required under Maryland law if you have employees
How often must a Maryland roofer license be renewed?
Every 2 years.
Official sources
labor.maryland.gov/license/mhic
labor.maryland.gov/license/mhic/mhiclicreq.shtml
labor.maryland.gov/license/mhic/mhicexam.shtml
labor.maryland.gov/license/mhic/mhicapply.shtml
labor.maryland.gov/license/mhic/mhicfaqlic.shtml